<?xml version="1.0" encoding="UTF-8"?><?xml-stylesheet href="http://thewriteone.wetpaint.com/xsl/rss2html.xsl" type="text/xsl" media="screen"?><?xml-stylesheet href="http://thewriteone.wetpaint.com/scripts/wpcss/wiki/thewriteone/skin/midnightblue/rss" type="text/css" media="screen"?><rss version="2.0" xmlns:dc="http://purl.org/dc/elements/1.1/"><channel><title>Mossman Media Group - Recently Updated Pages</title><link>http://thewriteone.wetpaint.com/pageSearch/updated</link><description>Recently Updated Pages on http://thewriteone.wetpaint.com</description><language>en-us</language><webMaster>info@wetpaint.com</webMaster><pubDate>Wed, 18 Jun 2008 18:10:08 CDT</pubDate><lastBuildDate>Wed, 18 Jun 2008 18:10:08 CDT</lastBuildDate><generator>wetpaint.com</generator><ttl>60</ttl><image><title>Mossman Media Group</title><url>http://www.wetpaint.com/img/logo.gif</url><link>http://thewriteone.wetpaint.com</link><description>Full Service media company</description></image><item><title>Information Services</title><link>http://thewriteone.wetpaint.com/page/Information+Services</link><author>thewriteone</author><guid isPermaLink="false">http://thewriteone.wetpaint.com/page/Information+Services</guid><pubDate>Wed, 18 Jun 2008 18:10:08 CDT</pubDate><description>  &lt;b&gt;Information Broker&lt;br&gt;&lt;br&gt;&lt;br&gt;&lt;/b&gt;&lt;b&gt;The term information broker is a bit deceiving. A broker, typically, sells something. An information broker, however, does not sell information. An information broker provides the skills to research retrieve and find the information.&lt;/b&gt;  &lt;br&gt;&lt;br&gt;&lt;b&gt;&lt;font color=&quot;#0000ff&quot;&gt;Below is a list of just a few of the &lt;/font&gt;&lt;/b&gt;&lt;b&gt;&lt;font color=&quot;#0000ff&quot;&gt;Informational ServicesI offer?&lt;/font&gt;&lt;/b&gt;&lt;br&gt;&lt;br&gt;  &lt;ul&gt;&lt;li class=&quot;MsoNormal&quot;&gt;&lt;font color=&quot;#0000ff&quot;&gt;&lt;b&gt;International military and      political assessments&lt;/b&gt;&lt;/font&gt;&lt;/li&gt;&lt;/ul&gt;  &lt;br&gt;&lt;b&gt; This service includes: US and none USmilitary strength assessments, Geopolitical stability assessments among others.&lt;br&gt;&lt;/b&gt;&lt;br&gt;  &lt;ul&gt;&lt;li class=&quot;MsoNormal&quot;&gt;&lt;b&gt;&lt;font color=&quot;#0000ff&quot;&gt;Market research&lt;/font&gt;&lt;/b&gt;&lt;/li&gt;&lt;li class=&quot;MsoNormal&quot;&gt;&lt;b&gt;&lt;font color=&quot;#0000ff&quot;&gt;Industry and company      information&lt;/font&gt;&lt;/b&gt;&lt;/li&gt;&lt;li class=&quot;MsoNormal&quot;&gt;&lt;b&gt;&lt;font color=&quot;#0000ff&quot;&gt;Alert Services&lt;/font&gt;&lt;/b&gt;&lt;/li&gt;&lt;/ul&gt;  &lt;br&gt;&lt;b&gt; An alert service provides information regarding keywords or names to a client on a daily or weekly basis. Subject matter can be anythingbut is usually business related. An example would be: client needs daily monitoring of a competitor.&lt;/b&gt;&lt;br&gt;&lt;br&gt;  &lt;ul&gt;&lt;li class=&quot;MsoNormal&quot;&gt;&lt;b&gt;&lt;font color=&quot;#0000ff&quot;&gt;Abstracting Services&lt;/font&gt;&lt;/b&gt;&lt;/li&gt;&lt;/ul&gt;  &lt;br&gt;&lt;b&gt; An Abstracting Service provides a summary of information to a client. Most offen works with an alert service. An example would be: information from 1,000 databases is condensed and provided to a client.&lt;/b&gt;&lt;br&gt; &lt;br&gt;   &lt;div align=&quot;left&quot;&gt;&lt;ul&gt;&lt;li class=&quot;MsoNormal&quot;&gt;&lt;b&gt;&lt;font color=&quot;#0000ff&quot;&gt;Research can be provided regarding      almost any other topic. **&lt;/font&gt;&lt;/b&gt;&lt;/li&gt;&lt;/ul&gt;&lt;/div&gt;&lt;br&gt;&lt;br&gt;&lt;br&gt;&lt;b&gt;&lt;font color=&quot;#1c09e8&quot;&gt; To obtain the information you need in a timely manor specifically focused and researched for your needs, send an email to: writeone08@yahoo.com.&lt;/font&gt;&lt;br&gt;&lt;/b&gt;&lt;br&gt;&lt;br&gt;&lt;br&gt;&lt;br&gt;&lt;b&gt;&lt;font size=&quot;1&quot;&gt;** Due to legal and licencing issues this does not include skip tracing, missing persons, background searches or any other information normally provided by a private detective. &lt;br&gt;&lt;/font&gt; &lt;br&gt; &lt;/b&gt;&lt;br&gt;&lt;hr size=&quot;1&quot;&gt;&lt;br/&gt;</description></item><item><title>About Me</title><link>http://thewriteone.wetpaint.com/page/About+Me</link><author>thewriteone</author><guid isPermaLink="false">http://thewriteone.wetpaint.com/page/About+Me</guid><pubDate>Wed, 18 Jun 2008 18:08:27 CDT</pubDate><description> 			&lt;font color=&quot;#0000ff&quot;&gt; 			My name is Jan Elkins I am a naitive of Pittsburgh, Pennsylvania USA.I have a very eclectic background that includes regularly writing Christian based curriculum and I&amp;rsquo;m also an accomplished public speaker and teacher. I am a veteran youth worker (middle school and high school students) with over a decade of experience, and a veteran of over a dozen stage plays and musicals. &lt;br&gt;&lt;br&gt;My professional background is in the real estate and mortgage industry including sales and investigations. This includes employers such as brokers, lenders and title companies. Here are a few stats.&lt;br&gt;&lt;br&gt;&lt;/font&gt;&lt;font color=&quot;#0000ff&quot;&gt;  Who I am:&lt;br&gt;&lt;br&gt;&lt;/font&gt;   &lt;ul&gt;&lt;li class=&quot;MsoNormal&quot;&gt;&lt;font color=&quot;#0000ff&quot; size=&quot;2&quot;&gt;Male&lt;/font&gt;&lt;/li&gt;&lt;li class=&quot;MsoNormal&quot;&gt;&lt;font color=&quot;#0000ff&quot; size=&quot;2&quot;&gt;Single&lt;/font&gt;&lt;/li&gt;&lt;li class=&quot;MsoNormal&quot;&gt;&lt;font color=&quot;#0000ff&quot; size=&quot;2&quot;&gt;American&lt;/font&gt;&lt;/li&gt;&lt;li class=&quot;MsoNormal&quot;&gt;&lt;font color=&quot;#0000ff&quot; size=&quot;2&quot;&gt;Photographer&lt;/font&gt;&lt;/li&gt;&lt;li class=&quot;MsoNormal&quot;&gt;&lt;font color=&quot;#0000ff&quot; size=&quot;2&quot;&gt;Editor / Writer&lt;/font&gt;&lt;/li&gt;&lt;li class=&quot;MsoNormal&quot;&gt;&lt;font color=&quot;#0000ff&quot; size=&quot;2&quot;&gt;Enjoys teaching and speaking&lt;/font&gt;&lt;/li&gt;&lt;li class=&quot;MsoNormal&quot;&gt;&lt;font color=&quot;#0000ff&quot; size=&quot;2&quot;&gt;Enjoys History&lt;/font&gt;&lt;/li&gt;&lt;li class=&quot;MsoNormal&quot;&gt;&lt;font color=&quot;#0000ff&quot; size=&quot;2&quot;&gt;Enjoys Research&lt;br&gt;&lt;/font&gt;&lt;/li&gt;&lt;li class=&quot;MsoNormal&quot;&gt;&lt;font color=&quot;#0000ff&quot; size=&quot;2&quot;&gt;Voracious reader&lt;/font&gt;&lt;/li&gt;&lt;li class=&quot;MsoNormal&quot;&gt;&lt;font color=&quot;#0000ff&quot; size=&quot;2&quot;&gt;Scientific Hobbyist&lt;/font&gt;&lt;/li&gt;&lt;li class=&quot;MsoNormal&quot;&gt;&lt;font color=&quot;#0000ff&quot; size=&quot;2&quot;&gt;Mortgage a Real Estate Professional&lt;/font&gt;&lt;/li&gt;&lt;li class=&quot;MsoNormal&quot;&gt;&lt;font color=&quot;#0000ff&quot; size=&quot;2&quot;&gt;Youth worker&lt;/font&gt;&lt;/li&gt;&lt;/ul&gt;  &lt;font color=&quot;#0000ff&quot;&gt;&lt;br&gt;&lt;/font&gt; &lt;br&gt; &lt;br&gt;&lt;hr size=&quot;1&quot;&gt;&lt;br/&gt;</description></item><item><title>Editorial and PR services</title><link>http://thewriteone.wetpaint.com/page/Editorial+and+PR+services</link><author>thewriteone</author><guid isPermaLink="false">http://thewriteone.wetpaint.com/page/Editorial+and+PR+services</guid><pubDate>Wed, 18 Jun 2008 18:07:28 CDT</pubDate><description> 			&lt;font color=&quot;#0000ff&quot;&gt;&lt;b&gt;Below is a list of just a few of the services I provide:&lt;/b&gt;&lt;br&gt;&lt;font size=&quot;2&quot;&gt;&lt;br&gt;&lt;/font&gt;&lt;/font&gt;   &lt;ul&gt;&lt;li class=&quot;MsoNormal&quot;&gt;&lt;font color=&quot;#000000&quot; size=&quot;3&quot;&gt;SEO (Search Engine Optimized) articles&lt;/font&gt;&lt;/li&gt;&lt;li class=&quot;MsoNormal&quot;&gt;&lt;font color=&quot;#000000&quot; size=&quot;3&quot;&gt;Standard articles with or with out photographs&lt;br&gt; &lt;/font&gt;&lt;/li&gt;&lt;li class=&quot;MsoNormal&quot;&gt;Press releases&lt;/li&gt;&lt;li class=&quot;MsoNormal&quot;&gt;Blog Posts&lt;/li&gt;&lt;li class=&quot;MsoNormal&quot;&gt;Copywriting&lt;br&gt;&lt;/li&gt;&lt;li class=&quot;MsoNormal&quot;&gt;Research&lt;/li&gt;&lt;li class=&quot;MsoNormal&quot;&gt;Biographies&lt;/li&gt;&lt;li class=&quot;MsoNormal&quot;&gt;&lt;font color=&quot;#000000&quot; size=&quot;3&quot;&gt;Christian and secular curriculum (createdto order)&lt;/font&gt;&lt;/li&gt;&lt;li class=&quot;MsoNormal&quot;&gt;&lt;font color=&quot;#000000&quot; size=&quot;3&quot;&gt;Ghostwriting&lt;br&gt;&lt;/font&gt;&lt;/li&gt;&lt;li class=&quot;MsoNormal&quot;&gt;&lt;font color=&quot;#000000&quot; size=&quot;3&quot;&gt;and many more&lt;br&gt;&lt;/font&gt;&lt;/li&gt;&lt;/ul&gt;&lt;br&gt;&lt;b&gt;&lt;font color=&quot;#0000ff&quot;&gt;Below is a list of just a few topics I am knowledgeable in:&lt;/font&gt;&lt;/b&gt; &lt;br&gt;&lt;br&gt;&lt;ul&gt;&lt;li class=&quot;MsoNormal&quot;&gt;&lt;font color=&quot;#000000&quot; size=&quot;3&quot;&gt;Real Estate Industry Knowledge&lt;/font&gt;&lt;/li&gt;&lt;li class=&quot;MsoNormal&quot;&gt;&lt;font color=&quot;#000000&quot; size=&quot;3&quot;&gt;Home and Interior Design&lt;/font&gt;&lt;/li&gt;&lt;li class=&quot;MsoNormal&quot;&gt;&lt;font color=&quot;#000000&quot; size=&quot;3&quot;&gt;Native of and resident of Pittsburgh Pennsylvania&lt;/font&gt;&lt;/li&gt;&lt;li class=&quot;MsoNormal&quot;&gt;&lt;font color=&quot;#000000&quot; size=&quot;3&quot;&gt;History *&lt;br&gt;&lt;/font&gt;&lt;/li&gt;&lt;li class=&quot;MsoNormal&quot;&gt;&lt;font color=&quot;#000000&quot; size=&quot;3&quot;&gt;Automotive enthusiast&lt;/font&gt;&lt;/li&gt;&lt;li class=&quot;MsoNormal&quot;&gt;&lt;font color=&quot;#000000&quot; size=&quot;3&quot;&gt;Youth culture and teen issues&lt;/font&gt;&lt;/li&gt;&lt;li class=&quot;MsoNormal&quot;&gt;&lt;font color=&quot;#000000&quot; size=&quot;3&quot;&gt;and many others&lt;br&gt;&lt;/font&gt;&lt;/li&gt;&lt;/ul&gt;&lt;br&gt;&lt;br&gt;&lt;b&gt;&lt;font color=&quot;#1c09e8&quot;&gt; To obtain a feature,short article or a press release specifically focused and written for your readership, send your email to: writeone08@yahoo.com.&lt;/font&gt;&lt;br&gt;&lt;br&gt;&lt;/b&gt;&lt;br&gt;&lt;br&gt;&lt;font size=&quot;1&quot;&gt;* Does not include Family genealogical research or research outside the topic.   &lt;br&gt;&lt;br&gt;&lt;/font&gt;&lt;font color=&quot;#0000ff&quot;&gt;&lt;br&gt;&lt;/font&gt;&lt;font color=&quot;#0000ff&quot;&gt;&lt;br&gt; &lt;/font&gt;&lt;br&gt;&lt;hr size=&quot;1&quot;&gt;&lt;br/&gt;</description></item><item><title>The Write One Home</title><link>http://thewriteone.wetpaint.com/page/The+Write+One+Home</link><author>thewriteone</author><guid isPermaLink="false">http://thewriteone.wetpaint.com/page/The+Write+One+Home</guid><pubDate>Wed, 18 Jun 2008 18:04:06 CDT</pubDate><description>&lt;font color=&quot;#1c09e8&quot;&gt;&lt;br&gt;&lt;br&gt; &lt;br&gt;&lt;br&gt;&lt;/font&gt;&lt;div align=&quot;center&quot;&gt;&lt;b&gt;  Are you in need of a word smith?&lt;br&gt;&lt;br&gt;&lt;/b&gt;&lt;/div&gt;&lt;b&gt;&lt;br&gt;&lt;/b&gt;&lt;div align=&quot;right&quot;&gt;&lt;b&gt;Are you in need of daily or weekly research?&lt;br&gt;&lt;/b&gt;&lt;/div&gt;&lt;b&gt;&lt;br&gt;I am the write one for the job&lt;br&gt;&lt;br&gt;&lt;br&gt;&lt;/b&gt;&lt;div align=&quot;center&quot;&gt;&lt;b&gt;How can I make your job easier?&lt;/b&gt;&lt;/div&gt;&lt;br&gt; &lt;br&gt; I am headquartered in Pennsylvania, USA, and I provide:&lt;br&gt;  &lt;ul&gt;&lt;li class=&quot;MsoNormal&quot;&gt;editorial      and writing services&lt;/li&gt;&lt;/ul&gt;    &lt;ul&gt;&lt;li class=&quot;MsoNormal&quot;&gt;information      services including research, abstract and alert services&lt;/li&gt;&lt;/ul&gt;    I have worked with international clients as an integrated part of the customer&amp;#39;s team, hand-in-hand with senior management, to insure that the services I provide match the goals and vision of the company.&lt;br&gt; &lt;br&gt; &lt;br&gt; I would be happy to use my skills and experience to craft your project and provide the information you need in a timely manor.&lt;br&gt; &lt;br&gt; The navigation menu to the left will open new pages. You can view a small list of my editorial and informational services, see a partial list of my clients, find out more about me and find out how, I believe, every editor / writer or information professional should conduct him or herself. &lt;br&gt; &lt;br&gt; &lt;font color=&quot;#1c09e8&quot;&gt;&lt;br&gt;&lt;font color=&quot;#000000&quot;&gt;To obtain a feature,short article or a press release specifically focused and written for your readership, send your email to: writeone08@yahoo.com.&lt;br&gt;&lt;br&gt; Please feel free to check out my &lt;a class=&quot;external&quot; href=&quot;http://thewriteone.wetpaint.comhttp://jelkins7.wordpress.com/&quot; rel=&quot;nofollow&quot; target=&quot;_blank&quot;&gt;blog&lt;/a&gt;.  &lt;/font&gt;&lt;br&gt;&lt;/font&gt;      &lt;font color=&quot;#000000&quot;&gt;&lt;br&gt;&lt;br&gt;&lt;/font&gt;&lt;font color=&quot;#00ff00&quot;&gt;&lt;font color=&quot;#ffffff&quot;&gt;&lt;font color=&quot;#000000&quot;&gt;&lt;br&gt;&lt;/font&gt;&lt;br&gt;&lt;/font&gt;&lt;/font&gt;&lt;br&gt;&lt;hr size=&quot;1&quot;&gt;&lt;br/&gt;</description></item><item><title>Code of Conduct</title><link>http://thewriteone.wetpaint.com/page/Code+of+Conduct</link><author>thewriteone</author><guid isPermaLink="false">http://thewriteone.wetpaint.com/page/Code+of+Conduct</guid><pubDate>Mon, 02 Jun 2008 19:54:36 CDT</pubDate><description> 			&lt;font face=&quot;Garamond&quot;&gt;&lt;b&gt;&lt;font color=&quot;#000000&quot; size=&quot;3&quot;&gt; 			The following is a code of conduct. I feel every information professional, writer or blogger should have a code that he or she adhears to. I will do my best to follow the code laid out below.&lt;br&gt;&lt;br&gt;  &amp;middot; I will be honest and fair in gathering, reporting and interpreting information. &lt;br&gt;&lt;br&gt;&amp;middot; I will make certain that content, blog entries, quotations, headlines, photos and all other content are           accurate&lt;br&gt;&lt;br&gt;&amp;middot; I will never publish information that I know is not accurate. If I am not sure or if the item is purposely fictitious I    will include a statement inside or at the end of the item.&lt;br&gt;&lt;br&gt;&amp;middot;I will always show compassion and understand for other people during the research and writing process.&lt;br&gt;&lt;br&gt;&amp;middot;I will also be cautious when dealing with criminal matters especially when identifying suspects and victims,     Juvenile or adult.&lt;br&gt;&lt;br&gt;&amp;middot;I will disclose conflict of interest, resist favoritism toward advertisers and be cautious of accepting such        favors. &lt;br&gt;&lt;br&gt;&amp;middot;I will admit if a mistake has been made and I will correct it as quickly as possible.&lt;br&gt;&lt;br&gt;&amp;middot;I will not engage in lurid or contrived gossip, intolerance, or indifference.&lt;br&gt;&lt;br&gt;&amp;middot;I will conduct myself, my writing, and my business from a Christian perspective.  &lt;/font&gt;&lt;/b&gt;&lt;/font&gt;&lt;br&gt;&lt;hr size=&quot;1&quot;&gt;&lt;br/&gt;</description></item><item><title>Clients</title><link>http://thewriteone.wetpaint.com/page/Clients</link><author>thewriteone</author><guid isPermaLink="false">http://thewriteone.wetpaint.com/page/Clients</guid><pubDate>Mon, 02 Jun 2008 19:52:24 CDT</pubDate><description> 			&lt;b&gt;&lt;i&gt;Below are just a few of my clients. &lt;/i&gt;&lt;/b&gt;&lt;br&gt; &lt;br&gt; &lt;br&gt; &lt;br&gt; &lt;b&gt;&lt;a class=&quot;external&quot; href=&quot;http://thewriteone.wetpaint.comhttp://www.pleasanthillschurch.com/&quot; rel=&quot;nofollow&quot; target=&quot;_blank&quot; title=&quot;Pleasant Hills church site&quot;&gt;Pleasant Hills Presbyterian Church&lt;/a&gt;&lt;/b&gt; &lt;br&gt; Crossover Youth Ministries - curriculum&lt;br&gt;&lt;b&gt;&lt;a class=&quot;external&quot; href=&quot;http://thewriteone.wetpaint.comhttp://www.outcrymagazine.com/&quot; rel=&quot;nofollow&quot; target=&quot;_blank&quot; title=&quot;Outcry magazine&quot;&gt;Outcry magazine&lt;/a&gt; &lt;/b&gt;Column &amp;ldquo;Military Matters&amp;rdquo;&lt;br&gt; &lt;br&gt;&lt;hr size=&quot;1&quot;&gt;&lt;br/&gt;</description></item><item><title>Samples</title><link>http://thewriteone.wetpaint.com/page/Samples</link><author>thewriteone</author><guid isPermaLink="false">http://thewriteone.wetpaint.com/page/Samples</guid><pubDate>Sat, 24 May 2008 06:55:34 CDT</pubDate><description> 			&lt;h2&gt;&lt;font color=&quot;#0000ff&quot;&gt;The following articles and blog posts are the intellectual property of the author and/or the author&amp;#39;s client. Any duplication or rewording are expressly forbidden. Please see the following site for more information:&lt;/font&gt;&lt;/h2&gt;&lt;font color=&quot;#0000ff&quot;&gt;&lt;br&gt;&lt;/font&gt;&lt;font color=&quot;#0000ff&quot;&gt;http://www.plagiarism.org/&lt;br&gt;&lt;br&gt;The following blog post can be found by clicking the like below. Please note only part of the entire sample is provided. &lt;br&gt;&lt;/font&gt;&lt;h2&gt;&lt;font color=&quot;#0000ff&quot;&gt;&lt;br&gt;&lt;/font&gt;&lt;/h2&gt;&lt;h2&gt;&lt;/h2&gt;&lt;h2&gt;&lt;font color=&quot;#0000ff&quot; face=&quot;Garamond&quot; size=&quot;3&quot;&gt;&lt;a class=&quot;external&quot; href=&quot;http://thewriteone.wetpaint.comhttp://www.creditreportcoach.com/how-to-go-about-fixing-errors-in-your-credit-report/&quot; rel=&quot;nofollow&quot; target=&quot;_blank&quot; title=&quot;Permanent Link to How to Go About Fixing Errors in Your Credit Report&quot;&gt;How to Go About Fixing Errors in Your Credit Report&lt;/a&gt;&lt;/font&gt;&lt;/h2&gt;&lt;font color=&quot;#0000ff&quot; face=&quot;Garamond&quot; size=&quot;3&quot;&gt; 				    				&lt;/font&gt;&lt;div class=&quot;entry&quot;&gt; 					&lt;font color=&quot;#0000ff&quot; face=&quot;Garamond&quot; size=&quot;3&quot;&gt;According to the credit bureaus themselves 76% of the information in a average credit report is wrong. So, how can this be fixed? Most credit report inaccuracies are due to credit bureaus mixing up people&amp;rsquo;s names, especially if it is a very common name. The first step in fixing any errors on your credit report is to get a copy of your credit report yourself and go through what&amp;rsquo;s on it. Typically, most creditors such as lenders use what is called a trimerge file. This is one report created from all three of the main credit bureaus and merged together. They are more accurate but there still can have mistakes.&lt;/font&gt;&lt;font color=&quot;#0000ff&quot; size=&quot;3&quot;&gt; &lt;br&gt;&lt;br&gt;&lt;/font&gt;&lt;font color=&quot;#0000ff&quot; face=&quot;Garamond&quot; size=&quot;3&quot;&gt;Reading Your Credit Report&lt;br&gt;&lt;br&gt;&lt;/font&gt;&lt;font color=&quot;#0000ff&quot; face=&quot;Garamond&quot; size=&quot;3&quot;&gt; &lt;/font&gt; &lt;font color=&quot;#0000ff&quot; face=&quot;Garamond&quot; size=&quot;3&quot;&gt;The other main problem with credit report errors is the consumer not reading or researching the account. Over my years in the finance and mortgage industries I have seen and read hundreds, if not thousands, of credit reports. Although, some are harder to read than others.&lt;/font&gt;&lt;font color=&quot;#0000ff&quot; size=&quot;3&quot;&gt; &lt;/font&gt;&lt;font color=&quot;#0000ff&quot; face=&quot;Garamond&quot; size=&quot;3&quot;&gt;All credit reports follow a basic chart. There is usually a header at the top stating the meaning for each column. A typical heading and entry would look like this:&lt;/font&gt; &lt;table align=&quot;center&quot; cellpadding=&quot;4&quot; cellspacing=&quot;0&quot;&gt; &lt;tbody&gt;&lt;tr&gt; &lt;td&gt;&lt;font color=&quot;#0000ff&quot; face=&quot;Garamond&quot; size=&quot;3&quot;&gt;Account&lt;/font&gt;&lt;/td&gt; &lt;td&gt;&lt;font color=&quot;#0000ff&quot; face=&quot;Garamond&quot; size=&quot;3&quot;&gt;Account Number&lt;/font&gt;&lt;/td&gt; &lt;td&gt;&lt;font color=&quot;#0000ff&quot; face=&quot;Garamond&quot; size=&quot;3&quot;&gt;Open&lt;/font&gt;&lt;/td&gt; &lt;td&gt;&lt;font color=&quot;#0000ff&quot; face=&quot;Garamond&quot; size=&quot;3&quot;&gt;DLA&lt;/font&gt;&lt;/td&gt; &lt;td&gt;&lt;font color=&quot;#0000ff&quot; face=&quot;Garamond&quot; size=&quot;3&quot;&gt;Limit&lt;/font&gt;&lt;/td&gt; &lt;td&gt;&lt;font color=&quot;#0000ff&quot; face=&quot;Garamond&quot; size=&quot;3&quot;&gt;Late&lt;/font&gt;&lt;/td&gt; &lt;td&gt;&lt;font color=&quot;#0000ff&quot; face=&quot;Garamond&quot; size=&quot;3&quot;&gt;30days&lt;/font&gt;&lt;/td&gt; &lt;td&gt;&lt;font color=&quot;#0000ff&quot; face=&quot;Garamond&quot; size=&quot;3&quot;&gt;60days&lt;/font&gt;&lt;/td&gt; &lt;td&gt;&lt;font color=&quot;#0000ff&quot; face=&quot;Garamond&quot; size=&quot;3&quot;&gt;90days&lt;/font&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr&gt; &lt;td&gt;&lt;font color=&quot;#0000ff&quot; face=&quot;Garamond&quot; size=&quot;3&quot;&gt;Citibank&lt;/font&gt;&lt;/td&gt; &lt;td&gt;&lt;font color=&quot;#0000ff&quot; face=&quot;Garamond&quot; size=&quot;3&quot;&gt;123456789&lt;/font&gt;&lt;/td&gt; &lt;td&gt;&lt;font color=&quot;#0000ff&quot; face=&quot;Garamond&quot; size=&quot;3&quot;&gt;8/07&lt;/font&gt;&lt;/td&gt; &lt;td&gt;&lt;font color=&quot;#0000ff&quot; face=&quot;Garamond&quot; size=&quot;3&quot;&gt;4/08&lt;/font&gt;&lt;/td&gt; &lt;td&gt;&lt;font color=&quot;#0000ff&quot; face=&quot;Garamond&quot; size=&quot;3&quot;&gt;4500&lt;/font&gt;&lt;/td&gt; &lt;td&gt;&lt;font color=&quot;#0000ff&quot; face=&quot;Garamond&quot; size=&quot;3&quot;&gt;0&lt;/font&gt;&lt;/td&gt; &lt;td&gt;&lt;font color=&quot;#0000ff&quot; face=&quot;Garamond&quot; size=&quot;3&quot;&gt;&amp;mdash;-&lt;/font&gt;&lt;/td&gt; &lt;td&gt;&lt;font color=&quot;#0000ff&quot; face=&quot;Garamond&quot; size=&quot;3&quot;&gt;&amp;mdash;-&lt;/font&gt;&lt;/td&gt; &lt;td&gt;&lt;font color=&quot;#0000ff&quot; face=&quot;Garamond&quot; size=&quot;3&quot;&gt;&amp;mdash;-&lt;/font&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr&gt; &lt;td&gt;&lt;font color=&quot;#0000ff&quot; face=&quot;Garamond&quot; size=&quot;3&quot;&gt;Balance&lt;/font&gt;&lt;/td&gt; &lt;td&gt;&lt;font color=&quot;#0000ff&quot; face=&quot;Garamond&quot; size=&quot;3&quot;&gt;Open balance&lt;/font&gt;&lt;/td&gt; &lt;td&gt;&lt;br&gt;&lt;/td&gt; &lt;td&gt;&lt;br&gt;&lt;/td&gt; &lt;td&gt;&lt;br&gt;&lt;/td&gt; &lt;td&gt;&lt;br&gt;&lt;/td&gt; &lt;td&gt;&lt;br&gt;&lt;/td&gt; &lt;td&gt;&lt;br&gt;&lt;/td&gt; &lt;td&gt;&lt;br&gt;&lt;/td&gt; &lt;/tr&gt; &lt;tr&gt; &lt;td&gt;&lt;font color=&quot;#0000ff&quot; face=&quot;Garamond&quot; size=&quot;3&quot;&gt;3200&lt;/font&gt;&lt;/td&gt; &lt;td&gt;&lt;font color=&quot;#0000ff&quot; face=&quot;Garamond&quot; size=&quot;3&quot;&gt;3200&lt;/font&gt;&lt;/td&gt; &lt;td&gt;&lt;br&gt;&lt;/td&gt; &lt;td&gt;&lt;br&gt;&lt;/td&gt; &lt;td&gt;&lt;br&gt;&lt;/td&gt; &lt;td&gt;&lt;br&gt;&lt;/td&gt; &lt;td&gt;&lt;br&gt;&lt;/td&gt; &lt;td&gt;&lt;br&gt;&lt;/td&gt; &lt;td&gt;&lt;br&gt;&lt;/td&gt; &lt;/tr&gt; &lt;/tbody&gt;&lt;/table&gt; &lt;font color=&quot;#0000ff&quot; face=&quot;Garamond&quot; size=&quot;3&quot;&gt;&lt;br&gt;&lt;/font&gt;&lt;font color=&quot;#0000ff&quot; face=&quot;Garamond&quot; size=&quot;3&quot;&gt;A typical credit report entry has the following details:&lt;br&gt;&lt;br&gt;&lt;/font&gt; &lt;ol&gt;&lt;li&gt;&lt;font color=&quot;#0000ff&quot; face=&quot;Garamond&quot; size=&quot;3&quot;&gt; Account name (Citibank);&lt;/font&gt;&lt;/li&gt;&lt;li&gt;&lt;font color=&quot;#0000ff&quot; face=&quot;Garamond&quot; size=&quot;3&quot;&gt; Account Number (sometimes these are purposely wrong to protect the account);&lt;/font&gt;&lt;/li&gt;&lt;li&gt;&lt;font color=&quot;#0000ff&quot; face=&quot;Garamond&quot; size=&quot;3&quot;&gt; Date account was opened (Open);&lt;/font&gt;&lt;/li&gt;&lt;li&gt;&lt;font color=&quot;#0000ff&quot; face=&quot;Garamond&quot; size=&quot;3&quot;&gt; Date account was last active (DLA);&lt;/font&gt;&lt;/li&gt;&lt;li&gt;&lt;font color=&quot;#0000ff&quot; face=&quot;Garamond&quot; size=&quot;3&quot;&gt; Credit limit (4500);&lt;/font&gt;&lt;/li&gt;&lt;li&gt;&lt;font color=&quot;#0000ff&quot; face=&quot;Garamond&quot; size=&quot;3&quot;&gt; Information if there were late payments (how often and how late);&lt;/font&gt;&lt;/li&gt;&lt;li&gt;&lt;font color=&quot;#0000ff&quot; face=&quot;Garamond&quot; size=&quot;3&quot;&gt; The current balance;&lt;/font&gt;&lt;/li&gt;&lt;li&gt;&lt;font color=&quot;#0000ff&quot; face=&quot;Garamond&quot; size=&quot;3&quot;&gt; There may be other headings for opening balance and / for a close date.&lt;/font&gt;&lt;/li&gt;&lt;/ol&gt; &lt;font color=&quot;#0000ff&quot; face=&quot;Garamond&quot; size=&quot;3&quot;&gt;&lt;br&gt;Most of these headings are self explanatory but the usual mistake in this section can be the dates. For instance an account might be open in June 2007 but open account might not be reported to the bureaus until August 2007. At the end of most credit reports is a list of phone numbers for all of the creditors listed.&lt;br&gt;&lt;br&gt;&lt;/font&gt; &lt;font color=&quot;#0000ff&quot; face=&quot;Garamond&quot; size=&quot;3&quot;&gt;How to dispute or correct a Credit Report Error&lt;br&gt;&lt;br&gt;&lt;/font&gt;&lt;font color=&quot;#0000ff&quot; face=&quot;Garamond&quot; size=&quot;3&quot;&gt; &lt;/font&gt; &lt;font color=&quot;#0000ff&quot; face=&quot;Garamond&quot; size=&quot;3&quot;&gt;It is important to go through each entry on your credit report. Once you find a possible error in your credit report, research it yourself a bit further. Each possible mistake has to be handled separately and in a specific way.&lt;/font&gt;&lt;font color=&quot;#0000ff&quot; size=&quot;3&quot;&gt; &lt;/font&gt;&lt;font color=&quot;#0000ff&quot; face=&quot;Garamond&quot; size=&quot;3&quot;&gt;Contact each of the creditors in question. Tell them you are disputing the account and ask how to get this fixed. Chances are they will give you the run around or tell you they can&amp;rsquo;t find the records.&lt;/font&gt;&lt;font color=&quot;#0000ff&quot; size=&quot;3&quot;&gt; &lt;/font&gt;&lt;font color=&quot;#0000ff&quot; face=&quot;Garamond&quot; size=&quot;3&quot;&gt;The next step is to contact the three main credit reporting agencies. You will need to send a certified letter to each one of them stating that you are disputing this claim and ask for an investigation.&lt;/font&gt;&lt;font color=&quot;#0000ff&quot; size=&quot;3&quot;&gt; &lt;/font&gt;&lt;font color=&quot;#0000ff&quot; face=&quot;Garamond&quot; size=&quot;3&quot;&gt;Next send a certified letter to the creditor. This may be the original creditor or the one who bought the account such as another lender or a collection agency. In this letter you should request that they validate their claim. They will return copies of signed contracts, receipts, and so on, if they return anything at all. According to the Fair Credit Reporting and Dept Collection Practices Act they have 30 days to comply with this request.&lt;/font&gt;&lt;font color=&quot;#0000ff&quot; size=&quot;3&quot;&gt; &lt;/font&gt;&lt;font color=&quot;#0000ff&quot; face=&quot;Garamond&quot; size=&quot;3&quot;&gt;If the creditor does not reply by the deadline send another certified letter to the credit agencies stating that this entry is unvalidated and should be removed.&lt;/font&gt;&lt;font color=&quot;#0000ff&quot; size=&quot;3&quot;&gt; &lt;/font&gt;&lt;font color=&quot;#0000ff&quot; face=&quot;Garamond&quot; size=&quot;3&quot;&gt;If this error is not fixed or removed from you report you have the right to sue them for violating the Fair Credit Reporting and Dept Collection Practices Act. This can be done on small claims court.&lt;br&gt;&lt;br&gt;&lt;/font&gt; &lt;font color=&quot;#0000ff&quot; face=&quot;Garamond&quot; size=&quot;3&quot;&gt;Choosing Your Battle&lt;br&gt;&lt;br&gt;&lt;/font&gt;&lt;font color=&quot;#0000ff&quot; face=&quot;Garamond&quot; size=&quot;3&quot;&gt; &lt;/font&gt; &lt;font color=&quot;#0000ff&quot; face=&quot;Garamond&quot; size=&quot;2&quot;&gt;&lt;font size=&quot;3&quot;&gt;The above procedure has to be done for every possible error. As this will take time and ...&lt;br&gt;&lt;/font&gt;&lt;br&gt;&lt;br&gt;&lt;/font&gt;&lt;/div&gt;&lt;br&gt;&lt;hr size=&quot;1&quot;&gt;&lt;br/&gt;</description></item></channel></rss>